Why do we celebrate Rose Day?

Every year, February 7 is celebrated as Rose Day which also marks the beginning of Valentine’s Week. Even though the traditions and origins of Valentine’s Day celebrations are pretty much well known throughout the world, the reason behind the celebration of Rose Day isn’t as well known.

It marks the beginning of the Valentine’s week
Each day of the week preceding Valentine’s Day is given a specific name and there are plenty of theories about what is “allowed” and what couples are supposed to do on those days. Rose day is typically known as the day when someone could make their feelings known to another, be it romantic love, a desire to know someone better or love at first sight. since the day next to Rose Day is known as Propose Day, making your intention known through a rose before asking someone to go out with you or asking your partner to marry you served as a great way to build up to the “question”.

It is a day when one can openly express one’s feelings known to another
Traditionally, Rose Day was known as a day when a singleton could openly express his or her feelings towards another. Since different varieties of roses are used to express different sentiments, roses allowed people to make their intentions clearly known by presenting the object of their affection with a rose of a particular color. A red rose is a symbol of romantic and passionate love, orange roses are a symbol of desire and wanting to get to know someone better, yellow roses are a symbol of caring for someone, white roses are a sign of secrecy and purity, lavender roses are a symbol of love at first sight and pink roses are a symbol of thankfulness and admiration.

The myth Behind - Rose Day
There is an amusing story concern to roses on rose day. If closely follow the letters in “rose” if you will realize if the letters are arranged in a certain manner it will spell “Eros” who is celebrated as the God of love. The Greek mythology tells that red rose is the favorite flower of the Goddess Venus, who is written as the goddess of love.


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How to face examinations when not prepared well.

Examination season is back. In the coming months, millions of students would have to write their school/college examinations. At this stage, there is some good news for students who find themselves lacking in preparations, – “Partially prepared can also win – rest assured that you still have your opportunity doors open!.

The run-up to examinations is an awfully terrible phase in the life of a student. I come across many students who sulk under the pressure of expectations. I think, everyone goes through the phase of examination borne stress. Well, it’s not really the lack of preparation or the scare of being unable to answer the questions which bothers much, it’s actually the fear of embarrassment in the event of hitting a failure which creates the discomfort.

Out of my experience of working with children and helping them prepare for their examinations, I have learned a few tips which enable the student to bring out the best in the limited time available. Here I share those:

1. Art of elimination

If you have not been able to study the complete syllabus till now; don’t aspire to finish it all. At this stage, it might be sensible to master a few chapters and ignore the rest! According to your love of the subject, the confidence gained in the respective topics and taking a cue from the previous year’s question papers, identify the subjects which cater to the probability of attracting maximum numbers in the examination – focus on those & ignore the rest. Well, this calls for an intelligent elimination and you would do well to consult your teacher in giving you some hints in  in the process!

2. Make a timetable

Since time is the scarcest resource, it should be the pivot of all your activities in the coming days and weeks. List down the topics of focus you have identified after the process of elimination. Take some expert help to align those subjects into the matrix of a timetable. Strictly adhere to your plan.

3. Easy First

Always make it a point to study the subjects which you find easier to learn, first. Alternately begin with the smaller chapters. Finishing off and securing confidence in a few subjects will elevate your confidence level and also trigger the rush of adrenaline – the encouragement hormone.

4. Eat right, sleep tight

Since the stress levels are high during these days, usually students have the craving to eat spicy food. However, I would advise students to avoid outings (especially the roadside food vendors, parties etc.). Home food is the best option. Some students compromise on their diet and eat less during these preparation days – that’s again being unfair to your body system. Always be diligent in eating the right food in proper quantities at regular intervals.

Sleep is one big casualty before examinations – beware of it. Never compromise with rest. Sleep debt attracts heavy penalty in terms of poor performance in examinations!

5. Map your mind

Use the mind mapping tools to easily memorize lessons. Use colour pens to underline, scribble everything that you read and revise with highlighted keywords. Look for mind mapping tools on the internet for ease of understanding.

6. Never compare

Asking friends as to how ready they are for examinations is an absolute ‘no-no’ – never do so. Let me share a secret – no student is ever 100% prepared! However, when someone boasts about his/her preparation, comparison creeps in and actually fractures your confidence! Focus only on your work, forget friends.

7. Speak out

Some students avoid discussing their feelings about their preparation – this is not a healthy habit. Discuss your plans, talk about your list of pending’s /accomplishments with your parent/guardian/ counselor or elder brother/sister (but not with your peers)

8. Energy breaks

When the piles of unlearned topics tease at you, every moment seems precious. This is when students avoid taking breaks in between study spells. Know that ‘not taking a break does more harm than any good’. Five minutes of ‘recharge break’ every 50 minutes is ideal.

A word of admonition here – you should not jump on to your internet screen (smartphone/computers) in this break time. Instead, do meditation, just lie down peacefully and take deep breaths, listen to some soothing music or walk around in the garden etc.

9. Simulate examination

If the examination time is morning 9.00 am to 12.00 noon, it would be useful to practice sitting on your study table at a stretch during these hours every day. This way you adjust your body clock which in turn will support your mind to function well while the examination. If your examination center is at an unknown place, you must visit the center a day before, to establish familiarity – it helps.

10. Think positive

Dear student, I encourage you to be optimistic. What could possibly be the worst outcome of this episode called examination! At the most, you may end up getting a few numbers lesser than other students! Less marks in the report card should neither be the reason for guilt nor for disappointment. Please do remember, ‘this is not the end of the world’.

It would be useful to think positive, irrespective of your level of preparations because thinking negative will in any case not help you in any way! If you revise your strategies using the ideas shared above, I am sure you will definitely get better with confidence and gain an edge over others.

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Natural ‘Skinny Pill’ Shocks Indian Doctors - Girl Loses 15 Kg In 30 Days!

How can someone lose 15kg in 30 days, without dieting or changing anything about their normal day? How is that possible? With just one pill a day that is completely natural?

For the last three months, our readers have been going crazy over a product that is helping men and women lose weight quick and easy, without dieting or working out. This revolutionary trick has been featured on countless popular TV shows, proven to be safe for ongoing use.

Most diets are too hard to follow. They tell you to make drastic changes to the types of food you eat and when you eat it. That is why losing weight often feels like an impossible challenge. Most weight loss programmes being promoted by spa-clinics cost Rs. 40,000-50,000 rupees, and despite the high cost, the results are painfully disappointing. They only get rid of water weight, and you gain the weight back in under a month.

People have been using this secret method, but they have desperately been trying to hide it. There is a reason you are not losing weight even when you try. We will explain why, and share the secret method that doctors don’t want you to know. If you use this exact system, the results you will see in the mirror will shock you. None of your friends will believe how easy it was!

 Why You’re Not Losing Weight

The hardest kind of fat to lose is on your belly, buttocks and waist area. Without the presence of antioxidants, you will never get rid of your fat, no matter how hard you try. 

Unfortunately, if you are like most of us, your diet hardly ever contains this ingredient. The only way to replenish your diet with the right amount of antioxidants and get the weight to melt off fast is this product.

Major Bollywood celebrities have lost a significant amount of body fat using this amazing product. It is affordable and 100% organic. We have seen multiple paparazzi photos of Bollywood celebs secretly buying this in US airports and trying to be discreet. This product is clinically proven to be the only healthy weight loss pill that gives you immediate results.

 What Makes Omexxel Raspberry Ketone Pro Different?                                              

In studies by renowned health research institution UCLA in Los Angeles, United States - Omexxel Raspberry Ketone Pro was proven to ignite your metabolism and your body's hidden fat burning capabilities by 318% when taken regularly. The Omexxel Raspberry Ketone Pro Formula delivers 95% pure extract to your body. The organic blend of all-natural organic vitamins will make the pounds melt off, and make your whole body healthier too.

Skeptical, right? You are not alone. When we first learned about this weight loss product, our diet fad radar went off right away. But hundreds of success stories from people whose lives were changed by Slim Now Natural Power Cleanse convinced us. Especially because Slim Now really is not a diet. None of these people had to change their lifestyles. They were still eating what they loved… and losing weight anyway!

We wanted to find out for ourselves if this product could actually do everything that it claimed. Most of the success stories talk about Omexxel Raspberry Ketone Pro achieving maximum weight loss. Omexxel Raspberry Ketone Pro encourages weight loss and increases energy and helps rid your body of toxins and allows your body to work and burn calories more efficiently.

This product is backed by a 100% satisfaction guarantee.

Here's how to take the product in order to achieve optimal weight loss:

• Take 1 capsule every morning
• Eat whatever you want
• Repeat until you have the slim body you deserve!

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Budget 2018: Here is how the income tax provisions affect your tax-outgo.

With the cost of medical treatments going up more than the general inflation levels and senior citizen having to spend relatively more money on their health.

From individual taxation point of view the budget 2018 can be termed as the budget of senior citizens. The finance minister has proposed various measures to provide relief to senior citizens.

With the cost of medical treatments going up more than the general inflation levels and senior citizen having to spend relatively more money on their health. Medical cost or medical insurance premiums constituted major part of the budget of senior citizens. Presently the senior citizen themselves or their children are entitled to claim deductions up to Rs 30000 for premium paid for buying health insurance policies. The finance minister has proposed to enhance this limit under section 80 D to Rs 50000.The finance minister has also extended the benefit of availing deduction in respect of expenses incurred for treatment of a senior citizen where the senior citizen does not have any health insurance which was available only to people over 80 years of age.

The other major relief proposed in the budget for senior citizen is in respect of interest income from banks, post offices and credit cooperative banks. The senior citizens mainly depend on the interest from fixed deposits for their day today expenses. 

 The finance minister simultaneously proposed to enhance the limit for tax deduction at source (TDS) by the payers. Presently the banks, post office and credit co operative banks deduct tax if the interest exceeds Rs 10000 from FD and RD now this limit is proposed to be raised to Rs 50000. Both these provisions will effectively leave more cash in the hands of senior citizens for meeting their day today expense.

The budget has also proposed to increase the limit of deduction under Section 80 DDB for treatment of some serious ailments from Rs 60000 to Rs 1 lakh. The ailments includes various disease like dementia and parkinsons disease which many senior citizen suffer from as these are age related disease. This deduction is also available for day today expense incurred for treatment and does not necessarily require hospitalisation.

Benefit to property sellers, sellers and buyers in case of difference between apparent consideration and value computed as per circle rates for stamp duty purposes.

The taxation of profits on sale of immovable property is taxed as business income for developer otherwise the same are taxed as capital gains. Computation provisions under both the situations provide that if the stated consideration is lower than the value computed based on circle rates will become taxable. Section 43CA is applicable for and Section 50C deals this situation where the immovable property is a capital asset. Under both the situations the provisions provide that where the value of apparent consideration is lower than the value as per circle rate adopted for the stamp duty payment, the difference between the two becomes taxable in the hands of the seller. If it is business asset the same becomes taxable as business income and as capital gains if the asset is held as capital asset.So even for a small difference between these two rates, the sellers are required to pay tax on circle rate valuation. 

In order to reduce the litigation and hardship to both the sellers and buyers for small difference between the circle rate and apparent consideration, the finance minister has proposed that the provisions of Section 43CA, 50C shall not be applicable in case the difference between these two value does not exceed 5% and the consideration as per agreement shall be treated as sale value for income tax purpose.

Restoration of standard deduction for salaried persons.

The salaried class has long been demanding for restoration of standard deduction which was available till 2005. Till 2005 salaried people were allowed a flat deduction from the taxable salary without proof of any expenses. The standard deduction is justified as salaried people as a class do not have any option to minimise their tax like the self employed people who can claim personal expenses as business expenditure. Salaried people are not allowed to claim many expenses like expense incurred for updating their skills, or expenses incurred for commuting from office of home and home to office. 

The restoration of standard deduction is certainly going to be very beneficial for the salaried people who do not have these two component as part of their salary as the entire standard deduction of Rs 40000 will add to their tax free income in such situation.

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Increase outlay for education sectors, says ASSOCHAM.

New Delhi: With the Union Budget to be presented in ten days, the ASSOCHAM has recommended enhancing the outlay for the education sector, along with greater tax relief for higher education under the Goods and Services Tax (GST). 

                                   Educational institutions constitute a composite tree-root, 

                                   stem, branch, - from primary schools to colleges,

                                    professional institutes, universities, research institutions 

"The Union Budget 2018 would be the first after imposition of GST. A time has come for correcting the distortions which were earlier brought in by repeated amendments in the service tax for education sector. The last amendment brought in March 2017, denying tax relief for listed services for higher educational institutions; needs to be immediately withdrawn and end the untenable discrimination against higher education institutions, '' ASSOCHAM Secretary General D S Rawat said in a letter to  Finance Minister Arun Jaitley.

The chamber said no clarification was given for the sudden disruption in the age-old parity of higher educational institutions, universities, research institutions all with higher secondary schools in the matter of limited tax exemption made available to primary school upward to higher secondary level. 

Educational institutions constitute a composite tree-root, stem, branch, - from primary schools to colleges, professional institutes, universities, research institutions. Together they are all inter-dependant and integrally inter-related for the national education system as a whole. Any distinction to separate the higher education institutions from the building blocks in the pyramid-primarily, middle, secondary and higher secondary schools-would be invidious and untenable," the letter read. 

The chamber also highlighted that most higher education institutions and numerous private universities which have come up after legislative modifications in the Centre and States in the last decade are facing serious financial problems with their huge capital requirements and non availability of concessional finance. 

Higher educational institutions have neither the capacity to absorb the new tax burden nor the power to pass on the same by increase in fees to students with external state regulation and risk of agitation in the campus. 

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Budget allocation to women's schemes hiked 4% to Rs 1.21L cr.

With a view to bridging the gender gap, the government has increased the allocation for women- specific programmes by 4 per cent to Rs 1,21,961.32 crore for the next fiscal. 

The revised budget estimates for 2017-18 for such schemes stood at Rs 1,17,221.47 crore, according to budget documents 

Under the government's flagship programme for the girl child 'Beti Bachao Beti Padhao', the proposed allocation in 2018-19 has increased to Rs 280 crore against revised estimates of Rs 186.04 crore for this fiscal. 

However, Rs 2,400 crore has been assigned to the Maternity Benefit Programme in 2018-19, lower than the revised estimate of Rs 2,594.55 crore in 2017-18. 

          

                                                    A sum of Rs 60 crore has been allocated towards the 

                                                                Ujjawala scheme, against Rs 35 crore in the revised 

                                                                          estimate for the current financial year. 

However, Rs 2,400 crore has been assigned to the Maternity Benefit Programme in 2018-19, lower than the revised estimate of Rs 2,594.55 crore in 2017-18. 

The allocation towards the scheme for safety of women (Nirbhaya Fund) has increased to Rs 19.75 crore, against Rs 11.20 crore in the revised estimate of 2017-18. However, Rs 359.09 crore has been allocated to Other Scheme Funded from Nirbhaya Fund in 2018-19, lower than the revised estimate of Rs 400 crore in the current fiscal.

The allocation for Women Helpline has been increased to Rs 28.8 crore as against Rs 10 crore in the revised estimate of 2017-18. A sum of Rs 24 crore has been assigned for the National Commission for Women in 2018-19, lower than the Rs 25.60 crore allocated in the current fiscal. 

A sum of Rs 60 crore has been allocated towards the Ujjawala scheme for prevention of trafficking, against Rs 35 crore in the revised estimate for the current financial year. 

National Scheme for Incentive to Girl Child for Secondary Education has been allocated Rs 255.9 crore, much lower than the Rs 320 crore assigned in the revised estimate of 2017-18. 

Finance Minister Arun Jaitley today raised the target of beneficiaries under Ujjwala scheme to 8 crore, besides.proposing lowering female employees' provident fund contribution to 8 per cent for the first three years. 

Asserting that the government's commitment towards its flagship programme for the girl child 'Beti Bachao Beti Padhao' is unflinching, Jaitley said the 'Sukanya Samriddhi Account' scheme launched in January 2015 has been a great success. 

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Railways gets a record Rs 1.48 trillion in Union Budget 2018

At Rs14.6 trillion, almost all of the railway budget is capital expenditure for capacity creation, including track doubling, gauge conversion and third and fourth line works and redevelopment of 600 railway stations

The Union budget has allocated a record Rs 1.48 trillion for Indian Railways to raise its carrying capacity and improve the train travel experience.

Of this, Rs1.46 trillion is capital expenditure, while Rs2,028 crore is to reimburse operating losses on strategic lines and reimburse IRCTC (Indian Railway Catering and Tourism Corporation) for the operational cost of e-ticketing. In the last budget, finance minister Arun Jaitley had waived service charges on railway e-tickets to encourage cashless transactions. The charges waived were Rs40 for AC class and Rs20 for sleeper class.

In his budget speech on Thursday, the finance minister said a large part of the capital expenditure is for capacity creation, and mentioned different initiatives being taken. These include track doubling, and third and fourth line works of 18,000 km; 5,000 km of gauge conversion; redeveloping 600 railway stations, equipping them with Wi-Fi and CCTV cameras; introduction of modern train-sets; and escalators for stations with footfalls over 25,000.

The budget also had good news for suburban railways. Jaitley said Mumbai’s suburban rail system is being expanded at cost of Rs10,000 crore, and an additional suburban network worth Rs40,000 crore was also being planned, including elevated corridors. Similarly, 160 km of suburban rail network worth Rs17,000 crore has been planned for Bengaluru.

While the finance minister pointed to the Railways’ efforts on track renewal and capacity creation, interestingly, the allocation for replacing old used assets (also known as depreciation reserve funds) saw a drastic reduction of over 85% from Rs5,400 crore in 2017-18 to Rs500 crore 2018-19 as per the budget documents.

Figures from the budget presented a dismal picture of the national carrier. Railways’ gross budgetary support (GBS) which was around Rs55,000 crore last year has been revised to Rs41,813 crore. This means the national carrier failed to used funds despite statements and commitments by the top management. As a result, GBS for 2018-19 is Rs55,088 crore only. Similarly, the pension bill for Railways increased from Rs35,100 crore in 2016-17 to Rs47,600 crore, a burden for the cash-starved national carrier.

Railway minister Piyush Goyal lauded the budget, stating there is a special focus on efficient operations of Indian Railways. “Once the 18,000 km capacity expansion and 5,000 km doubling is done, Indian Railways will once again emerge as a preferred mode of travel for common man... Rs73,000 crore given for security purpose in the budget is historic. It shows our focus we have on safety aspect of Indian Railways,” said Goyal, adding that the suburban network for Bengaluru was a big announcement.

Goyal said the government accorded the highest priority to safety in line with its philosophy that every life is precious. The total expenditure planned on safety activities including Rashtriya Rail Sanraksha Kosh (RRSK) is Rs68,725 crore in RE 2017-18 and Rs73,065 crore in BE 2018-19. The RRSK will comprise Rs 5,000 crore from Capital (Budgetary Support), Rs10,000 crore from Railway Safety Fund received as Railways’ share from Central Road fund and Rs5,000 crore from Railways’ revenue.


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